Home loans and personal loans

Two loans. One advisor.

Whether you are buying a home or covering a planned expense, we compare lenders, show the full cost and stay with you until the money is in your account.

Find my loan See how it works
Home loan tenure
30 yrs
Personal loan tenure
7 yrs
Lending partners
40+
Modern home lit up at sunset

Home loans from

8.25%per year

Home loanUp to 30 years
Personal loanFrom 11.5%, no collateral

What we arrange

Every loan, one advisor who explains it.

Modern home at sunset

Home loans

Buy a new or resale home, or build one. Choose fixed or floating rates and tenures up to 30 years.

See the home loan path

Personal loans

No collateral. Fund weddings, study, medical bills or travel with tenures from 1 to 7 years.

See the uses

Home top-up

Renovating? Borrow against your existing home at a rate that stays close to your home loan.

Balance transfer

Already paying a higher rate? We calculate the break-even point, so you know when switching pays for itself.

Check my savings

Compare, don't guess

The same personal loan, three different costs.

Illustrative figures for a ₹5 lakh, 5-year personal loan. Bars show each monthly payment against the highest offer.

  • Riverside Savings12.50%₹ 11,249 /mo
  • Northstar Lending Best match11.50%₹ 10,996 /mo
  • Summit Credit Union12.00%₹ 11,122 /mo

Home loans

From first viewing to keys in hand.

  1. Scales and loan documents on a teal desk
    01

    Pick the right structure

    Fixed, floating or a blend of both. We show what each does to your payments over time.

    • Fixed rate
    • Floating rate
  2. Man at a desk with a calculator reviewing figures
    02

    Know what you can borrow

    Eligibility is checked against your income, existing commitments and the property value.

    • Income review
    • LTV check
  3. Three advisors discussing a loan at a meeting table
    03

    Compare every lender

    Rates, processing fees, prepayment terms and insurance, side by side in one table.

    • Fees explained
    • Prepayment terms
  4. Hands passing keys over a signed document
    04

    Close with confidence

    Your advisor manages valuation, legal checks and disbursal, and tells you each step as it happens.

    • One advisor
    • Clear timeline

Loan finder

Which loan fits your goal?

Choose the purpose and an amount. We show an indicative monthly payment, then you can open the full calculator.

What do you need?

How much?

Estimated EMI

₹ 8,519/month

Home loan at 8.25% for 20 years

Open full calculator

Personal loans

For the plans you have, and the ones you did not.

Weddings

Fund venues, catering and travel with one fixed monthly payment.

Education

Tuition, certification and relocation, with a repayment plan that matches your course.

Medical

Hospital bills and recovery costs, funded quickly so you can focus on getting better.

Four steps

From enquiry to funded.

  1. Tell us your goal

    Share the amount, purpose and timeline.

  2. Meet your advisor

    A named expert reviews your eligibility with you.

  3. Compare and choose

    See each offer side by side, with every charge.

  4. Get funded

    We handle the paperwork until the money lands.

Ready to apply

Gather these and your application moves faster.

Tick each document as you gather it. The ring fills as you go.

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documents
ready to share

Book a document review
Priya S. Home loan · approved in 3 days Rahul M. Personal loan · approved in 2 days Anita R. Home top-up · approved in 4 days Vikram K. Personal loan · approved in 1 day Neha J. Home loan · approved in 5 days

Good to know

The numbers behind your loan.

Modern two-storey home with a wide entrance and garden path
30 years Longest home loan tenure

A longer tenure lowers the monthly EMI. We show the total interest for each option, so a longer loan is a clear choice, not a surprise.

  • Lower monthly EMI
  • Interest shown upfront
Woman reviewing loan paperwork by a window
7 years Longest personal loan tenure

Personal loans run from 1 to 7 years. Shorter tenures cost less interest, and a bonus can go straight into prepayment.

  • Tenures from 1 to 7 years
  • Prepay when you can
Two advisors discussing terms across a desk
0 Collateral for personal loans

Nothing to pledge. Approval rests on your income, existing commitments and credit history, and your advisor reviews each with you.

  • No property needed
  • Income-based review
Calculator and loan papers on a glass desk
100% Charges shown before you sign

Processing fees, insurance, prepayment terms and late charges are listed in one key facts statement before you commit.

  • Key facts statement
  • No surprise charges

Ready when you are

Your next loan starts with one conversation.

Book a free consultation