About LoanWise

Advisors who compare,
not sell.

We are an independent loan advisory team. We compare lenders, explain every charge and help you choose the plan that fits your life.

Advisors meeting around a table with loan documents

Hidden in the fine print

Example: a ₹30 lakh home loan (illustrative)

A couple reviewing paperwork beside a model house

Our story

Built on one simple idea: honest loans.

Choosing a loan is one of the biggest financial decisions most people make. Too often it feels confusing, rushed or one-sided. We set out to change that.

Our advisors work for you, not for a single bank. We put the options side by side, walk through the real cost of each one, and stay with you until your loan is in place.

  • IndependentMany lenders, one view
  • TransparentEvery charge explained
  • PersonalA named advisor for you

What guides us

Four promises we keep

Transparency

No hidden fees. Every rate, charge and term is shown before you decide.

Independence

We compare lenders on your behalf, so the recommendation is about your needs.

Personal care

One advisor follows your file from first call to disbursal. No hidden fees .

Clear next steps

You always know what happens next, what documents are needed and when.

Our journey

How we grew, one honest step at a time.

  1. 2015

    First office, three advisors

    We started with one simple rule: compare every lender before recommending one.

  2. 2017

    Ten lending partners

    Banks, housing finance companies and credit unions, all reviewed the same way.

  3. 2020

    Advice goes fully remote

    Video consultations and digital documents, so no client waited for an office visit.

  4. 2023

    12,000 clients guided

    Every client gets a named advisor who stays with them until the loan is funded.

  5. Today

    Free, transparent, digital first

    Our guidance is free. Our costs are shown before you commit, never after.

The people

Meet your advisors

Experienced people who listen first and explain everything in plain language.

Portrait of Aarav Mehta, founder and lead advisor

Aarav Mehta

Founder & Lead Advisor

Leads our home loan strategy and lender partnerships.

Portrait of Neha Iyer, mortgage specialist

Neha Iyer

Mortgage Specialist

Guides first-time buyers through eligibility and documentation.

Portrait of Karthik Raman, personal loan advisor

Pooja Raman

Personal Loan Advisor

Helps you compare offers and plan repayments that fit your budget.

Who we help

Every life stage has its own plan.

Select a path on the ring to see how we work with it.

For first-time buyers

Buying your first home, calmly.

We explain every rate, fee and tenure choice in plain words, so the first decision does not feel like a guess.

  • Eligibility check before viewing
  • Fixed or floating, side by side
  • Advisor with you until keys

Why people trust us

You stay in control at every step.

We would rather you make a well-informed choice than rush into one. That is why our guidance is free, and why you are never pressured to sign anything.

  • No hidden charges. Every cost is explained before you commit.
  • A free consultation with no obligation.
  • Multiple lenders compared in one place.
  • Support continues after your loan is approved.

No surprises

We print the bill before you ask.

Every charge appears on one statement, shown the same way for every client. Flip the switch to see how an optional add-on changes the upfront cost.

LoanWise Loan cost statement Illustrative: ₹25,00,000 over 20 years at 8.50%
  • Processing fee (0.50%)₹ 12,500
  • Property valuation₹ 2,500
  • Documentation₹ 1,000
  • Home insurance (one-time, optional)₹ 18,000
  • Prepayment charge (floating rate)₹ 0
Paid upfront₹ 16,000

Monthly EMI ₹ 21,696 on this sample loan

Get started

Ready to find the right loan?

Talk to an advisor today. The first conversation is free.

Book a Free Consultation